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In 2024, the costs of replacing and repairing roofs surged to$31 billion. This increase of 30% since 2022 is a clear indicator of how critical roofs are in the property market. Potential roof issues need to be spotted early during pre-listing inspections to prevent overspending, stalled negotiations, lost deals, or unexpected costs. 

Thorough roof evaluations help create an effective roof damage checklist and ensure proactive measures are taken. Early identification allows red flags to be settled with the seller or takes advantage of a well-maintained roof and marketed as a strong selling point.

Red Flag #1: Missing or Broken Shingles

Missing or broken shingles are often the most visible issues with the roof and its structure. From a protective standpoint, these gaps endanger water damage while each broken shingle puts other portions at risk.

How a simple missing shingle can rapidly turn into severe structural damage. Water seeps through the roof layer and does not simply sit there; it soaks into the roof deck and leads to wood rot, which can spread throughout the roofing structure. When water infiltrates a home’s interior space, it can result in mold growth, damage to insulation, and repairs that run into thousands of dollars.

From a seller’s perspective, overlooking missing shingles can lead to buyers demanding that major repairs be done to the roof during the negotiation phase. Repairs that cost a few hundred dollars can become a $10,000+ roof replacement that either comes out of the sale price or kills the deal entirely.

Red Flag #2: Water Stains on Ceilings and Walls

As part of your roof damage checklist, remember to include internal inspections. Water stains manifest themselves as brown or yellow patches that are often U or V shaped. Be sure to check every room and focus on the eaves, the area directly below the roofline, around the chimney, and close to bathroom fans and other roof penetrations.

If stains appear on the ceiling or walls of the house, it means that there is considerable damage under the roof. The situation may be worse than expected. The wooden deck may be rotten, the insulation soaked and useless, and mold is likely to be growing. All of these possibilities are a homeowners worst nightmare because they jeopardize both health and safety, not to mention deeply lowering property value.

For real estate agents, the presence of water stains on the walls or ceilings results in cancelled deals and demands for substantial repairs. For buyers, the risk of discovering hidden damage coupled with the potential of inheriting debt laden problems is more than enough reason to walk away from a deal.

Red Flag #3: Clogged or Damaged Gutters

Your pre listing roof inspection should always include a thorough gutter assessment. Look for overflowing debris, sections pulling away from the house, or rust and corrosion. Standing water around the downspouts indicates drainage problems.

Gutters that are not cleared out will cause backup water to seep under the shingles and rot the roof decking. This standing water also speeds up deterioration of the shingles which can lead to ice dam formation in colder climates. In addition, the overflow damages the landscaping and contributes to the wear down of the foundation and external walls of the house.

When buyers discover gutter problems, they tend to think that roofs are damaged too. This makes buyers request for complete roof inspections and opens possibilities for elaborate repair negotiations that could have been avoided with simple gutter maintenance.

Red Flag #4: Sagging Rooflines

A sagging roof is one of the most serious roof red flags you can encounter. To assess this issue, the homeowner can inspect their attic space for any signs of sagging or damaged roof decking, evidence of water damage, and any structural components that appear bent or broken. 

Roofs that sag present major structural damage and most of the time require costly extensive repairs or total roof replacement. The most common underlying causes are rotted roof decking or damaged support structures. Repairs are often difficult and expensive. In drastic circumstances, these types of roofs can also experience partial or complete roof collapse. 

For property sales, sagging roofs are often deal breakers. Most buyers lose access to financing for properties with significant structural issues, while the few who can, often seek substantial price cuts to compensate for the repairs.

Red Flag #5: Granule Loss from Shingles

Asphalt shingles rely on protective granules to shield them against UV rays and other weather elements. If these granules start to wash away in large amounts, it means that the shingles are aging and nearing the end of their useful life.

Inspect for shiny or smooth patches on shingles where granules have worn off. After hailstorms, inspect for impact marks that could have removed granules, making shingles more prone to quick decay.

Shingles with lost granules become more vulnerable to UV exposure and weather elements. This means accelerated aging which leads to the roof being deemed out of service sooner than anticipated. The unprotected areas are also more likely to develop leaks.

Buyers frequently negotiate for roof replacement costs using granule loss, even if the roof can still serve some time. Professional proof of granule loss aids to determine if immediate replacement is needed or if the roof has a few more years of service life.

Red Flag #6: Moss, Algae, and Organic Growth

During your pre listing roof inspection, it is advisable to check for any discoloration or distinct patterns of growth on the roof surface. Algae causes dark streaks while moss cause fuzzy green patches. Growth is more prevalent in shaded and damp places and on the north-facing slopes.

Always be on the lookout for spots near trees, or any other sources of shade and moisture. Also, check for organic debris build up in roof valleys or behind chimney stacks. These areas are prone to developing problems first, so their slow growth can often be unnoticed.

Besides being a visual detractor, algae and moss are a much bigger problem as they damage roofing materials. Moss impermeable to water, lifts shingles, creating gaps for water to enter. Algae also traps moisture. Both add to deterioration and can lead to severe and early roof damage.

As is often the case with buyers, roofs that have any type of organic growth are perceived to show lack of care. Such perception leads to demand for cleaning, servicing or even full replacement of the roof. It can also have a detrimental impact to property value and marketability.

Red Flag #7: Damaged or Missing Flashing

As part of your roof damage checklist, make sure to check all places of flashing for damage. Look for rust, gaps, loose sections, and skipped coatings. These joints are critical weak points where roofing materials strike and require special consideration. Also look for flashing that is bent or wind damaged and therefore missing.

Flashing failures often result in hidden leaks that go unnoticed until water damage becomes severe. Water enters through the flashing, rotting the roof decking, damaging insulation, and creating pervasive mold problems within the structure.

Flashing issues tend to lower the property value, prompting buyers to request for detailed evaluations of the roof when these issues are found. These problems are often spotted during professional inspections, and as the issues tend to be out of sight, buyers may question the overall condition of the roof.

Taking Action: Your Next Steps

Integrating a comprehensive roof damage checklist and combining it with a listing process goes beyond creating problems for others. It also enhances the ease of transactions and creates competitive advantages for everyone involved. Incorporate these checkpoints into your pre-listing routines and consider associating with professional inspection companies like RoofEval for complex assessments.

Remember, roof issues do not get better with time. Problems noted in early inspections are far more manageable than those found during buyer inspections which are often difficult to address and can become major negotiation points.

Conducting a thorough roofing assessment enhances reputation while resulting in smoother transactions and increases client satisfaction. Realtors who conduct in-depth checks and address possible concerns are the ones who close more deals at better prices.

Frequently Asked Questions

1. How much does a pre listing roof inspection typically cost?

A pre listing inspection can often save thousands in negotiations. On average, a pre listing roof inspection can cost $300-600 depending on the complexity and size of the property.

2. What’s the difference between a roof inspection and a home inspection?

Pre listing roof inspections are more comprehensive than home inspections. Standard home inspections offer basic assessments of the roof while a dedicated pre listing roof inspection analyzes all roofing components, determining specific repair needs and documenting the process using drones for thorough evaluation.

3. Should I fix roof issues before listing or price them into the sale?

Your checklist for roof damage should guide your decision. Buyers are often sensitive to minor repairs such as cosmetic roof issues, so it may be best to spend less than two thousand dollars on fixing such concerns. On the other hand, strategic pricing may be more effective when dealing with high priced issues. 

4. How can I identify roof red flags without climbing on the roof?

Missing shingles and sagging rooflines or stained ceilings and gutters are some of the commonly seen roof red flags that are best viewed with binoculars from the ground. These inspections can also be done using drones which are much safer than using ladders.